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RAMADAAN LAST YEAR WE PURCHASED A HOUSE (first home)on both myself and wife’s name . In February the home loan and complete finalization of the transfer took place. LOAN AMOUNT FROM BANK – R600 000 CURRENT REPAYMENT        R7100 CURRENT BALANCE –    R324 000 INTEREST FREE LOAN FROM FAMILY-R180 000 THE PROPERTY IS CURRENTLY LET OUT   WHAT WILL BE THE ZAKKAT RULING




Muhtaram / Muhtaramah


In the Name of Allāh, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāh wa-barakātuh.

The amount owed to the bank and creditors for this year will be considered a liability. This will be subtracted from the Zakaatable assets and Zakaat will be paid on the remaining assets. (Zakaatable).


And Allah knows best.

Darul Iftaa


  • The Sharée ruling herein given is specifically based on the question posed and should be read in conjunction with the question.
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